Important Disclaimers
Welcome to yarenovialex's disclaimer page. Please read these important notices carefully before using our financial planning services. These disclaimers form part of your agreement with us and explain the limitations of our services.
Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly. Market conditions can affect outcomes unpredictably.
This disclaimer was last updated on September 18, 2025
General Information Disclaimer
The information provided through yarenovialex's services is for general informational purposes only. Our financial planning consultations are designed to help you understand various approaches to money management and resource allocation, but should not be considered as specific financial advice tailored to your unique situation.
All content, analysis, and consultation materials are based on current market understanding and general principles. We encourage you to verify information independently and consider multiple perspectives when making financial decisions that affect your personal circumstances.
Limitation of Liability
Service Limitations
yarenovialex provides consultation and analytical review services only. We do not guarantee specific outcomes, returns, or financial improvements. Our role is to facilitate understanding and provide perspectives on financial planning approaches.
Consequential Damages
Under no circumstances shall yarenovialex be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to lost profits, missed opportunities, or financial losses.
Liability Cap
Our maximum liability for any claims relating to our services shall not exceed the amount you paid for your subscription in the twelve months preceding the claim.
Information Accuracy and Currency
While we strive to provide current and accurate information during our consultations, financial markets and regulations change rapidly. We cannot guarantee the accuracy, completeness, or timeliness of all information discussed.
- Market data and financial information may be delayed or contain errors
- Regulatory changes may affect the relevance of previously discussed strategies
- Individual circumstances may change, affecting the suitability of general approaches
Professional Advice Limitations
Financial Consultation Boundaries
Our services consist of general consultation and analytical reviews. We do not provide specific investment advice, tax planning, or personalized financial strategies. Always consult with licensed financial advisors for decisions affecting your specific situation.
Legal and Tax Considerations
yarenovialex does not provide legal or tax advice. Financial planning often involves legal and tax implications that require professional expertise from qualified practitioners in those fields.
Third-Party Resources and Links
Our consultations may reference external resources, websites, or tools. We do not endorse, control, or assume responsibility for the content, accuracy, or reliability of third-party resources.
Your use of external resources is at your own risk and subject to the terms and conditions of those third parties.
Results and Outcome Expectations
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed approaches.
Financial planning is a personal journey that depends on numerous factors beyond our consultations. We cannot predict or guarantee specific outcomes, improvements in financial situations, or achievement of personal financial goals through our services.
Jurisdiction and Applicable Law
These disclaimers and your use of yarenovialex services are governed by Australian law and the laws of the state where our services are provided.
Australian Financial Services Framework
Our services operate within the Australian financial services regulatory framework. Clients outside Australia should be aware that local laws and regulations may differ.
State and Territory Variations
Some aspects of financial planning may be subject to state or territory-specific regulations. We recommend consulting local professionals for jurisdiction-specific matters.
Dispute Resolution Venue
Any disputes arising from these disclaimers or our services shall be resolved in the appropriate courts of Australia, specifically in the jurisdiction where our services are primarily delivered.
User Indemnification
You agree to indemnify and hold harmless yarenovialex, its officers, and representatives from any claims, damages, or expenses arising from your use of our services, your violation of these terms, or your financial decisions made independently of our consultation services.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
Updates to This Disclaimer
We may update this disclaimer periodically to reflect changes in our services, legal requirements, or industry standards. Material changes will be communicated to active subscribers, and continued use of our services constitutes acceptance of updated terms.
Questions About This Disclaimer
If you have questions about this disclaimer or need clarification about our service limitations, please contact us using the following methods:
Email us at contact@yarenovialex.com for detailed inquiries
Call us at +61 748-684-943 during business hours
123 Collins Street, Melbourne VIC 3000